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I have a very poorly insulated 1200 sq ft townhouse heated by natural gas in northern NJ. My husband's circulation is very poor, so our place is NOT cold - thermostat is set at 71. I also use gas for cooking, hot water & the clothes dryer. I do at least one load of laundry per day, on a bad day 4 loads. On average I do 10 loads of laundry per week. My gas bill was $625 in 2005 & $746 in 2006. Are your rates so much higher in NYC?